EFT Direct, in business since 2000, provides great rates on processing cards, checks, ACH transactions, gift cards, business loans and cash advances, mobile and text marketing (to be released by Q1 2012) and more in addition to unparalleled service to merchants of any size as welll as to government offices. 
Combination of all our services makes us a one-stop shop.  We will assess your needs and rates and offer a compelling proposal free of charge.