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Credit Card Processing

EFT Direct is the premier provider of credit card and Internet transaction solutions.

Our "Virtual Terminal" allows for credit card and ACH check processing, as opposed to printing checks, both offline and online. Our Check-by-Phone processing is also an ACH transaction. NACHA's rule allows for a check writer's verbal authorization, as long as it's recorded.

Small, medium, and large merchants can now benefit from our one-stop-shop and great Programs. We offer the most competitive rates to every business. Our partnership with major processing companies in the U.S. has enabled EFT Direct to meet or beat any deal, regardless of the size.

Services:

All major credit cards
Debit
EBT (Electronic Benefits Transfer)
Mail Order/ Telephone Order (MOTO)
Home-Based
Internet
eChecks
Retail
And More.

Special Programs:

Auto Dealers
Auto Repair
Associations
Banking Partnership Program
Chain Retailers
Convenience Stores
Hotels and Motels
Small Businesses
Supermarkets
eCommerce
eChecks
And More.