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Credit Card Processing

Our "Virtual Terminal" allows for credit card and ACH check processing, Merchant Services, Inc., as opposed to printing checks, both offline and online. Our Check-by-Phone processing is also an ACH transaction. NACHA's rule allows for a check writer's verbal authorization, as long as it's recorded.

Small, medium, and large merchants can now benefit from our one-stop-shop and great Programs. We offer the most competitive rates to every business. Our partnership with major processing companies in the U.S. has enabled us to meet or beat any deal, regardless of the size.

Services:

  • All major credit cards
  • Debit
  • EBT (Electronic Benefits Transfer)
  • Mail Order/ Telephone Order (MOTO)
  • Home-Based
  • Internet
  • eChecks
  • Retail
  • And More.

Special Programs:

  • Auto Dealers
  • Auto Repair
  • Associations
  • Banking Partnership Program
  • Chain Retailers
  • Convenience Stores
  • Hotels and Motels
  • Small Businesses
  • Supermarkets
  • eCommerce
  • eChecks
  • And More.

Contact Us today for a free evaluation or information.

Merchant Services, Inc. is a registered ISO/MSP for HSBC Bank USA, National
Association, Buffalo, NY